LendChat
Tools, on the house

Free mortgage calculators

Run the numbers yourself — no email gate, no account. If you want a broker to pressure-test a result against your real situation, that's one click away on every page.

30 secondsNo loginNo email100% free
Not sure where to start?

Which calculator do I need?

Buying my first home
Work out what you can borrow, then check the stamp duty (and whether you qualify for an exemption).
Refinancing
Run your current loan against a new rate and term to see the monthly saving before you commit to anything.
Building a budget
Start with what you can borrow, then model the repayment and add stamp duty to get the true upfront cost.

Want a number you can actually rely on?

Calculators give you a starting point. A broker checks it against your payslips, debts, and the actual rates available right now.

Chat with a broker

Free. No obligation. No phone number required to start.

LendChat is a referral service that connects you with a licensed mortgage broker. Mortgage broking is provided by Hausing Mortgage, Australian Credit Licence 558418. LendChat may receive a fee for referrals.

Information on this site is general in nature and does not consider your personal objectives, financial situation, or needs.

Contact: info@lendchat.com.au

© 2026 LendChat Pty Ltd.