Stamp duty

Stamp duty calculator, every state

Pick a state, set the purchase price, and toggle first home buyer or investor status to see the upfront government costs on top of your purchase price.

State of purchase

Purchase price$780,000

First home buyerBuying as investor

Indicative figure based on New South Wales rates. Concessions vary, your broker will confirm the actual cost.

You'll pay roughly

$30,147

on top of the $780,000 purchase price.

Stamp duty

$29,835

Land transfer fee

payable to titles office

$156

Mortgage registration

lodging the mortgage

$156

Total upfront cost

$30,147

Ask a broker about this purchase

Why stamp duty varies so much by state

Stamp duty (officially transfer duty or conveyance duty in some states) is set and collected by each state and territory government, not the federal government, so the brackets, thresholds, and first home buyer concessions are different everywhere. NSW and VIC, for example, both offer a full exemption for first home buyers under a price cap, then a phased partial concession above it.

This figure is indicative and based on each state's published 2024-25 rates. Eligibility for first home buyer concessions can depend on factors this calculator doesn't ask about, like whether you've owned property before, so a broker will confirm the exact figure before you budget around it.

Budgeting for a purchase?

A broker can confirm your exact concession eligibility in one chat.

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